TEAM NUVISION VIDEO

by qinfokusuma 13. November 2012 20:18

Banks Offering Unprecedented Cash Incentives to Homeowners in Danger of Losing Homes to Foreclosure.

by qinfokusuma 1. November 2012 13:15

Alhambra, CA - November 1, 2012 – Distressed homeowners in San Gabriel Valley can now take advantage of historically unprecedented cash incentives to sell the home they can’t afford. Because of the unique nature of today’s market, new bank and government programs pay relocation incentives to homeowners who undergo a foreclosure alternative – most commonly short sales.

 

“For the banks, this is a case of simple math,” says Rudy L. Kusuma, Certified Distressed Property Expert and Real Estate Broker with TEAM NUVISION. “The costs incurred in a foreclosure include maintaining the vacant property and advertising the property themselves. Typically, the home sells for less than it does in a short sale.” Because of this disparity, most major banks offer thousands of dollars in order to entice distressed homeowners into proactively seeking a solution.

 

Bank of America, Chase, Citibank and Wells Fargo all offer thousands of dollars in cash incentives, and some amounts can go as high as $30,000. “The great part about this for homeowners is that a short sale often ends up being better on credit reports than a foreclosure, so receiving cash is just a bonus they receive for engaging in a solution that helps them out in the long run,” said Kusuma.

 

As a Certified Distressed Property Expert, Rudy L. Kusuma is knowledgeable of the entire landscape of foreclosure avoidance options and is distinctly qualified to negotiate with banks and help financially strapped homeowners regain peace of mind and a sense of stability for the future.

 

Rudy L. Kusuma has developed a free report entitled “Short Sale Incentives: Why the bank will give you cash to sell the home you can’t afford” that is accessible from his website, www.ShortSalePlatinum.com  

 

About

Rudy specializes in complex transactions representing property owners in disposition of their real estate, and has significant experience in pre-foreclosure sales, short sales, divorce sales, trust, and probate. Rudy has the passion, knowledge, and experience helping homeowners to avoid foreclosure. In today's real estate market, he has successfully negotiated more than $30 million of distressed sales with lenders nationwide, including Bank of America, Wachovia, Wells Fargo, Citi Mortgage, CHASE, Bank of The West, East West Bank, HSBC, and many more.

 

Rudy may be contacted by telephone at 626-780-2221

 

Tags:

Foreclosure Prevention | Mortgage Modification | Short Sale | Special Reports - Home Sellers

With the Mortgage Debt Relief Act set to expire, distressed homeowners are running out of time.

by qinfokusuma 30. September 2012 04:54

 

Alhambra, CA – September 29, 2012 – Distressed homeowners in San Gabriel Valley are on the verge of losing the relief they have received from the Mortgage Debt Relief Act. The law, enacted in 2007, helps distressed homeowners by relieving them of additional tax responsibility that often accompanies cancelled or forgiven debt.

 

“Before the Mortgage Debt Relief Act, many distressed homeowners would finish the arduous process of getting the bank to agree to some form of debt forgiveness, only to find that they owed thousands of dollars in tax liability.” says Rudy L. Kusuma, Certified Distressed Property Expert. “In most cases, it was like trading one unmanageable debt for another,”  Mr. Kusuma added.  

 

The Mortgage Debt Relief Act has provided opportunity for millions of distressed homeowners in the marketplace to take advantage of short sales or loan modifications without worrying how these actions will affect their future finances. The law is set to expire and time is running short for homeowners with unaffordable mortgage to take advantage of its benefits.

 

There is a bill in Congress that would extend the act through 2013, but it is unclear if it will pass. “During an election season where taxes have become very politicized, it is difficult to know if the extension will pass,” said Mr. Kusuma.

 

As a Certified Distressed Property Expert, Rudy L. Kusuma is knowledgeable of the entire landscape of foreclosure avoidance options and is distinctly qualified to negotiate with banks and help financially strapped homeowners regain peace of mind and a sense of stability for the future.

 

Rudy L. Kusuma has developed a free report entitled “This Sunset is Beautiful” that is accessible from his website, http://www.sangabrielvalleyshortsales.com/

 

 

About Rudy L. Kusuma

California real estate broker license# 01820322 

Rudy specializes in complex transactions representing property owners in disposition of their real estate, and has significant experience in pre-foreclosure sales, short sales, divorce sales, trust, and probate. Rudy has the passion, knowledge, and experience helping homeowners to avoid foreclosure. In today's real estate market, he has successfully negotiated more than $30 million of distressed sales with lenders nationwide, including Bank of America, Wachovia, Wells Fargo, Citi Mortgage, CHASE, Bank of The West, East West Bank, HSBC, and many more. 

You may reach him by telephone 626-780-2221, or online at www.FreeShortSaleService.com

 

 

 

Tags:

Foreclosure Prevention | Mortgage Modification | Real Estate News | Short Sale

A New Economic Stimulus Program: The "Short Sale Secrets" Video Series

by qinfokusuma 9. September 2012 11:20

Short sale your upside down home by December 30, 2012 to avoid owing taxes on the deficiency amount! You may qualify for thousands of dollars in relocation assistance that I can help you obtain.

 

Have you fallen behind on your mortgage payments?  Are you facing foreclosure?  Worried about your credit history?  Do you need to sell your home fast?  Are you embarrassed by the whole situation or even afraid to open your mail?

 

Well stop worrying...

 

As part of a new economic stimulus program, the acclaimed "Short Sale Secrets" Video Series is now being made available absolutely free.

 

In these easy-to-understand and straight-forward videos, you'll learn:

  • How to get out from under your house payments.
  • Why time is of the essence when you get behind on your payments.  (The clock may already be ticking and you might not even know it.)
  • How to stop the foreclosure process.
  • What a short sale is and how it is different than a traditional closing or foreclosure sale.
  • How a short sale can help you save your credit, avoid foreclosure and get you back on top of your finances.
  • How to successfully negotiate a short sale and avoid the most common pitfalls.
  • How to sell your home fast and get the cash you need.
  • How to choose the right professional with the right tools to guarantee a smooth and successful transaction.

Don't delay.  These videos are currently only being made available for a limited time as part of a pilot program and access could be discontinued at any time.

 

To get immediate access, go to my new website www.FreeShortSaleService.com

 

 

Information provided by:

Rudy L. Kusuma, REALTOR

California Real Estate Broker Lic# 01820322

Telephone:  888-258-3508

Cell: 626-780-2221

Website: www.FreeShortSaleService.com

 

 

Stop Mortgage Fraud

by qinfokusuma 8. July 2012 15:44

 

For more helpful tips to avoid mortgage fraud, go to www.ShortSalePlatinum.com

or call our Senior Foreclosure prevention Consultant, Rudy L. Kusuma direct at 626-780-2221

This information is courtesy of Rudy L. Kusuma, California Real Estate Broker license# 01820322

 

 

Short Sale vs. Foreclosure: Who Wins?

by qinfokusuma 6. July 2012 15:06

One of the most frequent questions we’re asked is if a short sale has the same effect on a consumer’s future credit as a foreclosure. The answer is…ABSOLUTELY NOT!

When it comes to credit reporting, a short sale will most likely have a much less catastrophic effect than a foreclosure. As of right now, short sales are not listed as “short sale” on your credit report, but as paid as agreed, paid as negotiated, or paid for less than the original amount.

Also, If you are considered current with a short sale, you still have the ability to apply for an FHA loan, while having a foreclosure on your credit report stays there for a mandated 7 years. Not to mention, with a foreclosure, you must go through months of delinquency notices and in many cases a court appearance, which is also reported on your credit report.

If you’d like to learn more about the misconceptions of short sales, check out our FREE report, The Seven Most Dangerous Short Sale Myths by clicking here!

 

Mortgage Modification Explained

by qinfokusuma 12. June 2012 11:31

This video describes what mortgage modification is, and how it can be a great option to avoid foreclosure as long as you can truly afford a "modified" or reduced payment. Rudy L. Kusuma hold the Certified Distressed Property Expert (CDPE) designation are trained to help homeowners navigate alternatives to foreclosure, and can provide answers to the many questions surrounding America's foreclosure crisis. Call Rudy 626-780-2221  - to learn more, go to www.MyHouseSaved.com

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